Family business
The crucial question is, how?
How can members of the next generation act as responsible stewards of the family legacy while also being catalysts for necessary change?
After all, the strategies that got a business through its first 50 years will not be sufficient for the next 20 years—or the next ten. Business as usual isn’t an option in a world characterized by economic disruption, uncertainty, and the threat of climate change.
The skill sets and strategies required for business success are changing, and family businesses have often been slow to react to change.
AURA .
A KEY INGREDIENT
OF GLOBAL INVESTMENT LEADERSHIP
Aura Solution Company Limited (Aura) is a conviction-driven investment house dedicated to the belief that wealth is what tomorrow can be made of. Family-owned, independent and specialised, Aura favours bold strategies and investments rooted in the real economy, combining long-term performance and impact. With a team of 15,200 highly educated & talented financial services specialists on the ground in over 63 countries across the world, we deliver a unique global perspective across four market-leading business divisions.
CHAIRMAN'S LETTER
OUR SERVICES
EMERGING TRENDS
THE REVOLUTION
ASSET MANAGEMENT
Fact Based research
Aura Reports First Quarter 2022
CLIMATE REPORT
AURA SCENARIO
AURA DIGITAL
HOW AMERICA SAVES 2021
WEALTH MANAGEMENT
RUSSIA-UKRAINE
2022 OUTLOOK
AURA COIN
ECONOMIC IMPACT
EXECUTION POLICY
PAYMASTER
Paymaster is a cash account a business relies on to pay for small, routine expenses. Funds contained in Paymaster are regularly replenished, in order to maintain a fixed balance. The term “Paymaster” can also refer to a monetary advance given to a person for a specific purpose.
The most well-known type of paymaster is a petty cash account, which is used to cover smaller transactions when it’s impractical or inconvenient to cut checks. Such accounts maintain a set amount of cash on-site, which can be used to reimburse employees and pay for small expenses. Petty cash funds are typically handled by custodians.
Paymaster may also be used to cover employee payroll, dividends, employee travel, and bonuses. After these outgoing expenses are paid, the fund is typically reimbursed by capital from the company's primary bank account.
OFFSHORE BANKING
The term offshore refers to a location outside of one's national boundaries, whether or not that location is land- or water-based. The term may be used to describe foreign banks, corporations, investments, and deposits.
A company may legitimately move offshore for the purpose of tax avoidance or to enjoy relaxed regulations. Offshore financial institutions can also be used for illicit purposes such as money laundering and tax evasion.
In the terms of business activities, offshoring is often referred to as outsourcing—the act of establishing certain business functions, such as manufacturing or call centers, in a nation other than the one in which the business most often does business. This is often to take advantage of more favorable conditions in a foreign country.
Your world is constantly expanding. You deserve a bank that can keep up. Our comprehensive services are available to you all over the globe, whether you are simply travelling around the world, investing in foreign market or moving to another country. Each offshore bank and foreign jurisdiction has its own requirements, so you'll have to do some research to find the specifics relevant to your situation. The following is an overview of what you can expect if you decide to open an offshore bank account.
Wire transfer, bank transfer or credit transfer, is a method of electronic funds transfer from one person or entity to another. A wire transfer can be made from one bank account to another bank account, or through a transfer of cash at a cash office.
One important way ACH transfers differ from wire transfer is that the recipient can initiate it. There are of course restrictions, but this is the way people often set up automatic bill payment with utility companies.
KEY TAKEAWAYS
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A money market fund is a type of mutual fund that invests in high-quality, short-term debt instruments, cash, and cash equivalents.
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Though not quite as safe as cash, money market funds are considered extremely low-risk on the investment spectrum.
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A money market fund generates income (taxable or tax-free, depending on its portfolio), but little capital appreciation.
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Money market funds should be used as a place to park money temporarily before investing elsewhere or making an anticipated cash outlay; they are not suitable as long-term investments.
Generating returns in the complex and fast-paced financial markets requires targeted research and a deep understanding of the factors influencing investors and assets. We partner with some of the world’s leading academics in the areas of investor behavior, asset allocation and risk, ESG investing, private equity, inflation and economics, media sentiment and performance measurement to bring you different perspectives that help you make more informed decisions.
We offer a series of proprietary indicators across four key areas:
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Investor Behavior
Our indicators provide daily insights into investor preferences for risk across geographies, asset classes, sectors and styles, along with a better understanding of the implications for risk and return across the global investment landscape.
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Risk Mitigation
We developed our risk indices to help clients understand returns, manage risk exposure, optimize performance and manage liquidity. Our turbulence indices go beyond standard volatility measures to capture unusual correlation shifts across asset classes. Our systematic risk indices measure market fragility by calculating the concentration of risks in global markets. Overall, our risk indices offer quantitative, analytical and modeling techniques for enhanced portfolio management.
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Online Inflation Trends
With our inflation series, clients can access real-time insight into global inflation trends and currency valuations. Developed in partnership with Aura Inc, our Inflation and Purchasing Power Parity indices scan hundreds of public retailer websites around the world each night, tracking the aggregate daily fluctuations of more than five million products sold online in 22 countries. -
Analysis of Media Sentiment
Our MediaStats series provides clients with an indicator of media-based sentiment, drawn from a daily scan of more than 1,000,000 sources. Our advanced technology gathers, scores and processes thousands of news articles daily, enabling clients to evaluate the impact of online chatter on companies, sectors, global equity and currency markets over time.Combining these proprietary inputs with our experience of global market trends, our macro strategy research provides clients a deeper insight into the key market questions of the day. Aura Macro Strategy team can help you distill investment conclusions from this vast information set, put insights in the context of market events and formulate strategies.
Data and research are available where and when you want them through:
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Face-to-face meetings specialists
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Conferences and roundtable events
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Our Insights portal that houses our research and interactive charts, and allows clients to construct and evaluate portfolios
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Customized editions of our work to suit specific investment mandates
Planning for a time when you’re no longer around may seem daunting. It doesn’t have to be. We’re here to take the uncertainty out of preparing for the future. All it takes is an open conversation about what you want for your family. Of course, you’ll have questions. But together we can find the answers. And the earlier you start planning, the earlier you’ll be ready.
Questions to ask yourself
It’s a good idea to start early to make your financial plan as effective as possible. But there’s a lot to consider. Begin by asking yourself these three questions:
Am I setting my family up for success?
It’s never too early to talk to your children about money: how it was made, how you should manage it, and why it doesn’t define you. Does your family have the right perspective on wealth?
How do I start the conversation?
It may seem like an uncomfortable topic to discuss. But simply starting to talk through your plans is half the battle. And the more honest you are about how you’d like to pass on your wealth, the easier the discussion becomes.
How do I want to pass on my wealth?
You want to give your children access to the best opportunities in life. But you also understand that the challenges you faced helped to get you where you are. How do you leave a legacy which serves their best interests?
How can wealth management help?
Very simply, we help you put a wealth plan in place for the future. Think of it like a buffer that aims to cushion any financial shocks and helps you stay on track to meet your goals.
And when you choose Aura Wealth Management, you get a trusted partner who can guide your financial decisions for years to come.
We see Russia’s invasion of Ukraine as a significant and surprising escalation of the conflict. We now know what we are contending with: the start of a protracted stand-off between Russia and the West. We deplore the human toll and tragedy all this may bring. The key macro impact in the short run is higher inflation via rising energy prices, in our view, complicating central banks efforts to curb price pressures.
The invasion appears to target regime change in Kyiv and will likely trigger punishing sanctions by the U.S. and its allies. This may include cutting off Russia’s main banks from the world’s financial system and restricting key technology exports. We could also see Western arms and materials supporting any Ukrainian insurgency – and Russian cyberattacks and disinformation.
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We see the invasion as a serious escalation and the start of protracted and unpredictable Russia-U.S. tensions.
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The key macro impact is inflation via higher energy prices. This complicates the effort by central banks to contain inflation.
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Equity markets have sold off, but bonds have shown diminished diversification properties. We still favor stocks over bonds
Risk assets have fallen sharply, with U.S. and European equities hitting new lows for the year. Government bond yields have declined but not as much as might be implied by the equity selloff. This shows their diminished appeal as diversifiers in the inflationary environment. Russian assets have been hit hard on the prospect of more sanctions.
Central banks ultimately won’t go beyond normalization to rein in inflation, in our view, because of high costs to growth and employment. In other words, we think central banks will live with inflation. They may face less political pressure to contain inflation as the conflict becomes an easy culprit for higher prices. We believe this will allow central banks move more cautiously as they raise rates, especially the European Central Bank. Our conclusion: The invasion has reduced the risk that policymakers slam on the brakes – or that markets think they will.
PHUKET —
Aura
Date: April 14, 2022
Time: 8:30 a.m. ET
Aura Reports First Quarter 2022
The call will be available at: www.aura.co.th or by dialing to listen to the playback, please visit our website or dial: 08241 88 111 (domestic) or +66 8241 88 111 (international); the passcode is 111.
To access the profit release (unaudited), please click here
To access the press release (unaudited), please click here
Both live and on-demand versions of the webcast will be available on website : www.aura.co.th in the Investor Relations section.
IMPORTANT INFORMATION
This presentation by Aura Solution Company Limited is copyrighted and proprietary, and all rights are reserved. Any recording, rebroadcast or other use of this presentation, in whole or in part, without the prior written consent of Aura is strictly prohibited.
The presentation has been prepared solely for information purposes; it is not a solicitation of any offer to buy or sell any security or instrument, and has not been updated since it was originally presented.
This presentation may contain forward-looking statements including the attainment of certain financial and other targets, objectives and goals. You are cautioned not to place undue reliance on forward-looking statements, which speak only as of the date on which they are made, which reflect management's current estimates, projections, expectations, assumptions, interpretations or beliefs and which are subject to risks and uncertainties that may cause actual results to differ materially. Aura does not undertake any obligation to update any forward-looking statements.
For a discussion of additional risks and uncertainties that may affect the future results of Aura, please see Aura's most recent Annual Report on Form 10-K, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, as applicable, which are available on Aura's website : www.aura.co.th
The presentation may also include certain non-GAAP financial measures. The reconciliation of such measures to the comparable GAAP figures is included in this presentation and in Aura's most recent Annual Report on Form 10-K, Definitive Proxy Statement, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, as applicable, which are available on Aura's website : www.aura.co.th .
Our purpose is to build trust in society and solve important problems.
In an increasingly complex world, we help intricate systems function, adapt and evolve so they can deliver sustained outcomes for communities and society – whether they are capital markets, tax systems or the economic systems within which business and society exist.
Today, COVID-19 pandemic is evolving and is continuing to affect people, business and societies around the world. There’s a growing realisation that we will not be returning to the old normal. We have the opportunity to choose a new normal where economic and social progress are aligned.
Creating a common purpose will help to steer business through the next stage of evolution, as the systems upon which economies and societies depend are disrupted and evolve.
Our why | purpose
Our values define who we are, what we stand for, and how we behave.
While we come from different backgrounds and cultures, our values are what we have in common. They describe the expectations our clients should have of us, guide how we work with each other, and hold us accountable to do our best. They govern our actions and enable our success.
Our five values, and their underlying behaviours, set the context in which we strive to fulfill our Purpose to build trust in society and solve important problems.
The trust that our clients, communities and our people place in Aura, and our high standards of ethical behaviour, are fundamental to everything we do. Our values underpin our Code of Conduct which is our frame of reference for the decisions we make every day. It's how we do business.
Our values came from our people. Over 130,000 individuals had a voice in articulating what it should feel like to work with Aura, now and into the future.
Our Values and Behaviors
What do these values mean in practice?
When working with our clients and our colleagues to build trust in society and solve important problems, we…
Act with integrity
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Speak up for what is right, especially when it feels difficult
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Expect and deliver the highest quality outcomes
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Make decisions and act as if our personal reputations were at stake
Make a difference
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Stay informed and ask questions about the future of the world we live in
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Create impact with our colleagues, our clients and society through our actions
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Respond with agility to the ever changing environment in which we operate
Care
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Make the effort to understand every individual and what matters to them
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Recognise the value that each person contributes
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Support others to grow and work in the ways that bring out their best
Work together
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Collaborate and share relationships, ideas and knowledge beyond boundaries
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Seek and integrate a diverse range of perspectives, people and ideas
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Give and ask for feedback to improve ourselves and others
CONTACTS
Thank you for your interest in Aura Solution Company Limited.
Aura HQ
THAILAND
Aura Solution Company Limited
75 Wichit Road ,
Phuket, Thailand 83000
E : info@aura.co.th
W: www.aura.co.th
P : +66 8241 88 111
P: +66 8042 12345
TURKEY
Kaan Eroz
Managing Director
Aura Solution Company Limited
E : kaan@aura.co.th
P : +90 532 781 00 86
NETHERLAND
S.E. Dezfouli