Our Services

OUR

SERVICES

Aura offers products and services in Financial and investment advisory, Paymaster Service, Offshore banking, and financial and wealth planning services, among other things.

What do we do ?

For us at Aura Solution Company Limited , it is abundantly clear that the solutions to global challenges can only achieve the required scale if they can attract a critical mass of private capital.

To this end, we’ve established the Aura Solution Company Limited for Sustainable Investing to lead work across our firm, with our clients, and with academic institutions to help mobilize capital to sustainable enterprises, via global markets and the investors who drive them.

Aura's five major business units are Asset Management, Institutional Securities, Wealth Management, Paymaster Services, Offshore banking and Investment Management.

This business segment offers services such as investment banking, sales and trading, and other products like corporate lending activities. Portfolio Construction and Balance Sheet Solutions, including Sustainability and Climate Risk Advisory, Paymaster Services,Offshore banking,Citizenship in various countries.

Capital Markets & Transaction Support. Data, Analytics & Financial Modeling. Enterprise Risk & Regulatory Advisory and many more. We are invested in infrastructure that forms the backbone of the global economy, delivering essential goods and services to communities around the world. We help people, businesses and institutions build, preserve and manage wealth so they can pursue their financial goals.

40 years ago Aura made a commitment to individual investors. We’ve been making that commitment to employers and independent advisors every day.

We offer investors a contemporary, full-service approach to build and manage their investments, providing investment-related products, services, and sophisticated financial planning that combine the best of what people and technology have to offer.

Our belief in the power of investing is a perspective that’s influenced our company from the beginning and creates a powerful bond between us and the investors, employers, and advisors we serve.

Aura Investments is one of the world’s leading independent, pure-play asset managers. We provide active investment solutions and products for institutions, financial intermediaries and private investors.

Over more than three decades, we have developed a comprehensive range of active investment strategies across asset classes and styles, with core capabilities in fixed income, equities, systematic, absolute return, alternatives and multi asset class solutions.

The company focuses on unconventional markets, where unusual high risk/return dynamics exist and where substantial returns can be achieved, in order to offer long lasting value, a superior level of service and a more tailor-made approach compared to larger Funds.

We are able to provide a level of professional expertise on par with a top tier global investment manager whilst retaining the responsiveness, independence and senior management commitment of a smaller firm.

Provides a comprehensive range of investment services that are unrivalled in scale, precision and quality. Our services have the power to enhance transparency, maximize liquidity and mitigate risks. We help you make the most of your investments.

Passion and commitment are the daily inspiration of our work as we challenge ourselves to offer our clients inventive solutions. The trust of our clients is the result.

INVESTORS

Driven, motivated people who believe that personal engagement, a sense of ownership, and a commitment to investing gives them control over their financial futures.

More than 160 branches (63 countrys)
Approximately 15,300 financial consultants
$7.2 Trillion enrolled in advisory solutions
100,000+ financial plans provided to date

As of December, 2021

ADVISORS

Independent registered investment advisors who believe, like Aura, that there's a better way to serve investors.

182,000 advisors served
$5.88 trillion in client assets
7,800 professionals dedicated to custody, trading and operations support.

As of July 31, 2020

EMPLOYERS

Employers, and the companies that serve them, understand the long-term, bottom-line value of helping employees toward achieving a secure retirement and optimizing other financial benefits.

Over 14 million retirement plan participants served directly and through independent recordkeepers
Over 2,800 company stock and brokerage plans
Leading retirement plan service provider with more than $1.85 trillion in assets

Paymaster Services

PAYMASTER

Paymaster is a cash account a business relies on to pay for small, routine expenses. Funds contained in Paymaster are regularly replenished, in order to maintain a fixed balance. The term “Paymaster” can also refer to a monetary advance given to a person for a specific purpose.

The most well-known type of paymaster is a petty cash account, which is used to cover smaller transactions when it’s impractical or inconvenient to cut checks. Such accounts maintain a set amount of cash on-site, which can be used to reimburse employees and pay for small expenses. Petty cash funds are typically handled by custodians.

Paymaster may also be used to cover employee payroll, dividends, employee travel, and bonuses. After these outgoing expenses are paid, the fund is typically reimbursed by capital from the company's primary bank account.

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Offshore Banking

OFFSHORE BANKING

The term offshore refers to a location outside of one's national boundaries, whether or not that location is land- or water-based. The term may be used to describe foreign banks, corporations, investments, and deposits.

A company may legitimately move offshore for the purpose of tax avoidance or to enjoy relaxed regulations. Offshore financial institutions can also be used for illicit purposes such as money laundering and tax evasion.

In the terms of business activities, offshoring is often referred to as outsourcing—the act of establishing certain business functions, such as manufacturing or call centers, in a nation other than the one in which the business most often does business. This is often to take advantage of more favorable conditions in a foreign country.

Your world is constantly expanding. You deserve a bank that can keep up. Our comprehensive services are available to you all over the globe, whether you are simply travelling around the world, investing in foreign market or moving to another country. Each offshore bank and foreign jurisdiction has its own requirements, so you'll have to do some research to find the specifics relevant to your situation. The following is an overview of what you can expect if you decide to open an offshore bank account.

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Cash
Fund Receiver

Wire transfer, bank transfer or credit transfer, is a method of electronic funds transfer from one person or entity to another. A wire transfer can be made from one bank account to another bank account, or through a transfer of cash at a cash office.

One important way ACH transfers differ from wire transfer is that the recipient can initiate it. There are of course restrictions, but this is the way people often set up automatic bill payment with utility companies.

KEY TAKEAWAYS

A money market fund is a type of mutual fund that invests in high-quality, short-term debt instruments, cash, and cash equivalents.

Though not quite as safe as cash, money market funds are considered extremely low-risk on the investment spectrum.

A money market fund generates income (taxable or tax-free, depending on its portfolio), but little capital appreciation.

Money market funds should be used as a place to park money temporarily before investing elsewhere or making an anticipated cash outlay; they are not suitable as long-term investments.

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Citizenship

Getting a second passport is an asset that most people can only dream of. It brings freedom, stability, and immeasurable opportunities for those who have them.

AMERICA

The EB-5 visa gives permanent U.S. residency to those investing into government-approved projects across the United States of America.

The USA EB5 investment visa can be beneficial as it grants access to the U.S. education system, the right to live, retire, work and study in the USA, the ability to receive investment back upon the completion of the project and residency for the investor, any children (under 21) and their spouse.

The main applicant must reside in the USA for 6 months per year.

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UNITED KINGDOM

The UK has been issuing Investor Visa (Tier 1) since 2008. To obtain it, an investor buys shares in British companies. The minimum amount of investment is £2 million.

An application is to be submitted no earlier than 3 months before the expected entry date. The applicant must have an amount not less than £2 million. Also, the investor opens an account in a British bank, where he transfers the money to invest.

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Legislation of Great Britain provides for 3 investment options for obtaining an investor visa. They differ in the minimum amount of investment, which determines the period of application for permanent residence and citizenship.

CYPRUS

Cyprus offers two types of Golden Visas, one of which leads to citizenship, whereas the other to permanent residence. The difference comes down to the required amount of investment.

To get Cyprus citizenship by investment, the applicant must purchase real estate property worth at least €2 million. For permanent residence, the investment requirement is less, standing at €300,000.

The Cyprus Golden Visa program is the quickest route to citizenship of all European countries – you can become a Cypriot citizen (and thus an EU citizen) within six months.

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Asset Management

As a global investment leader, Aura has been offering investment solutions and a personalised level of service for more than 40 years. Our clients now include some of the world’s largest pension funds, financial institutions, sovereign wealth funds, intermediaries and their clients.

Our structure as part of a privately-held partnership, rooted in Thai tradition, gives our independent asset management business the freedom to concentrate on the long-term view, without the pressure of external shareholders. This allows us to give you our undivided attention, offer pioneering strategies and deliver successful investment performance.

Our strategic capabilities

We are a focused multi-boutique asset manager. Our partnership structure gives us the solidity that has enabled us to weather the storms of many decades of investing. We do not aspire to be all things to everyone - we focus on where we can add value through active management.

Our expertise is particularly strong in absolute return strategies, thematic equities, emerging markets and multi asset strategies.

Responsibility

We take a responsible approach to investment management, a journey we have been on for more than two decades. We believe we are at the forefront of our industry in incorporating environmental, social and governance (ESG) issues into our investment approach, actively exercising our rights as investors and engaging with companies, countries and the wider industry. Furthermore, we are committed to reducing our environmental impact and helping support projects through a tradition of philanthropy.

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WEALTH MANAGEMENT

Planning for a time when you’re no longer around may seem daunting. It doesn’t have to be. We’re here to take the uncertainty out of preparing for the future. All it takes is an open conversation about what you want for your family. Of course, you’ll have questions. But together we can find the answers. And the earlier you start planning, the earlier you’ll be ready.

Questions to ask yourself

It’s a good idea to start early to make your financial plan as effective as possible. But there’s a lot to consider. Begin by asking yourself these three questions:

Am I setting my family up for success?

It’s never too early to talk to your children about money: how it was made, how you should manage it, and why it doesn’t define you. Does your family have the right perspective on wealth?

How do I start the conversation?

It may seem like an uncomfortable topic to discuss. But simply starting to talk through your plans is half the battle. And the more honest you are about how you’d like to pass on your wealth, the easier the discussion becomes.

How do I want to pass on my wealth?

You want to give your children access to the best opportunities in life. But you also understand that the challenges you faced helped to get you where you are. How do you leave a legacy which serves their best interests?

How can wealth management help?

Very simply, we help you put a wealth plan in place for the future. Think of it like a buffer that aims to cushion any financial shocks and helps you stay on track to meet your goals.

And when you choose Aura Wealth Management, you get a trusted partner who can guide your financial decisions for years to come.

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REAL ESTATE

Aura Solution Company Limited’s Real Estate & Private Markets business is one of the largest asset managers in real assets worldwide, currently managing around USD 2.72 Trillion globally.

By combining the joint expertise of over 5000 talented people working across Direct Real Estate and Direct Infrastructure as well as Multi-Manager Solutions in Real Estate, Infrastructure and Private Equity, we believe we can offer clients integrated solutions to optimize the diversification of client portfolios, whether that be in targeting access-restricted private equity funds or niche real estate funds.

Solution : Real Estate & Private Markets (REPM) has been active in the US since 1996. We provide a wide array of real estate investment management services to clients, including pension funds, public employee retirement systems, foundations, offshore and private investors. We have successfully invested utilizing a variety of different core and value-added strategies ranging from acquiring existing, well leased investment properties to renovations and new development projects. These strategies have been implemented with various degrees of leverage.

FUTURE

Aura Real Estate - US properties business operates through Aura, a subsidiary of Aura Solution Company Limited. Aura Realty Investors LLC is organized as a limited liability company and is registered with the US Securities and Exchange Commission (SEC) as an investment advisor. Aura Realty Investors LLC and its predecessors have been registered with the SEC as an investment advisor under the Investment Advisers Act of 1940, as amended, since January 5, 1994. Please note that registration does not imply a certain level of skill or training.

Aura Realty Investors LLC has two subsidiaries, Aura AgriVest LLC and a limited-purpose broker-dealer. Aura AgriVest LLC is a registered investment advisor specializing in the acquisition, management and disposition of US agricultural real estate investments for institutional clients.

In June 1992, Aetna Life Insurance Company sold its real estate investment advisory management business to Aura Realty Investors LLC, an entity comprised of senior management and a Massachusetts-based venture capital company. In 1999, Aura acquired Aura Realty Investors LLC and its name was changed to Aura Realty Investors LLC.

In January 2001, the existing US real estate advisory business of Aura Asset Management, serving non-US clients, was integrated into Aura Realty Investors LLC. In February 2003, Aura Asset Management separated its real estate businesses in various regions from its traditional investments business and combined them into the Real Estate platform. The Real Estate business is most active in the United States, Europe, Japan and Australia.

REAL ESTATE

Aura strategy seeks to provide broad exposure to US commercial and multifamily real estate markets at competitive risk-adjusted returns over any three- to five-year period.

We are an institutional real estate manager providing acquisition, asset management, portfolio management, research, valuation and property sales expertise for its clients. As a professional fiduciary, we are experienced in selecting, underwriting, acquiring and managing properties varying in size from USD 10 million to over USD 500 million. Core and value-added strategies utilizing a range of investment structures, including wholly owned properties, joint ventures and participating mortgages, have successfully been implemented. Whether buying, managing or selling equity real estate, we have demonstrated the ability to serve virtually any combination of clients' requirements.

Farmland: We firmly believe that carefully selected and well-structured investments in farmland provide a solid and rewarding component of a well-designed portfolio. A component that not only enhances risk-adjusted returns through meaningful diversification but also provides a strong hedge against inflation.

REPM offers over 25 years of farmland investment management experience. Our multi-disciplined organization offers expertise in the acquisition, asset management, valuation and disposition of all types of farmland properties. Our key professionals operate a network of contacts developed through the years across all prime agricultural regions of the US. Portfolio and investment strategies maintain representative exposure to the universe of farmland investments while exploiting pricing inefficiencies across local markets.

Portfolios are diversified geographically and across land used in the production of 25 different row, vegetable and permanent crops. We maintain leasing strategies that separate the operational and commodity pricing risks of farming from our investments in the land. Investments that provide a steady source of income while offering appreciation capabilities that historically has approximated the rate of inflation.

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Forensic Services

Globalisation, technological innovation and the rise of emerging economies have placed corporations in an increasingly complex business environment. This means that companies need to respond to increasingly rapid changes in corporate governance trends. For companies with a strong legacy culture, breaking with the status quo and responding to these changes can be a challenge. Negligence leading to non-compliance in the field or at the management level, declining business performance due to a failure to keep up with trends, and accidents or natural disasters can all lead to a sudden drop in business performance. This can lead to a crisis for the company.

A company’s or organization’s handling of fraud and crises can mean the difference between failure and survival. What’s more, as companies expand their areas of business, cross-border and cross-industry alliances and competition can lead to increasingly complex interests.

The mission of our forensic services practice is to contribute to the growth of our clients. To do so, we provide advice to help you prevent damage to your corporate value, clarify facts when problems arise, and resolve fundamental problems through investigation and remediation.

Fraud investigation

Accounting fraud, the falsification of quality data and other similar incidents have become major issues for society. And if such an incident occurs at your company, society will be closely watching to see how you handle it.

To make sure that your response reflects positively on your company, you’ll need to provide a great deal of information to your stakeholders in an extremely short period of time. This information includes not only your findings but also detailed information on the root causes, potential damages and impacts, and your investigative approach and measures to prevent recurrence.

What’s more, this information needs to be disclosed not only to shareholders and business partners, but also to foreign institutional investors, authorities, the media and other entities. An appropriate initial response can help keep the indirect economic impact of the fraud (such as the impact on your stock price, penalties imposed by regulatory authorities, and damage to your corporate credibility and social reputation) from greatly exceeding the direct financial burden.

Our forensic services team has extensive experience in helping clients through disruptive events both inside and outside Japan. We provide support tailored to the details and context of each individual case, including support for clarifying the facts and formulating subsequent remedial and preventive measures.

Our fraud investigation services include

accounting fraud investigations,
product quality and data falsification investigations,
asset misappropriation and breach of trust investigations,
bribery and corruption investigations and
fraud risk management.

Accounting fraud investigations

Inflated and fictitious sales. Window dressing. Round-trip and unauthorized off-the-book transactions. Fraudulent accounting methods vary widely and are becoming more sophisticated and complex, making them difficult to prevent and detect. The number of cases occurring at overseas subsidiaries is also on the rise.

Our team has extensive knowledge and experience in identifying accounting fraud through combinations of document reviews, forensic data analysis, interviews with concerned parties (including business partners) and digital forensics.

We can help you investigate

intentional deviations from standard sales recording practices,
advance recording of sales or deferral of expenses,
manipulation of sales and sales costs through inappropriate application of the percentage-of-completion method,
round-trip transactions,
manipulation of production costs to increase profits,
falsification of inventory quality and/or quantity,
off-book assets and transactions
inappropriate disclosure of related-party transactions,
diversion of assets and inappropriate financial reporting at overseas subsidiaries, and more.

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Audit & Assurance services

As the needs of businesses and stakeholders are evolving so is the experience we give our clients. Digital transformation, fast evolving technologies, complexity and change in regulations are key factors affecting today’s business functions and performance.

With quality at the heart of our business, and through a range of services, we use our powerful technology to deliver trust on evolving business needs and stakeholder expectations. Taking a holistic view of your business, we work with you to provide transparency across financial and non-financial reporting.

We will work with you to navigate risk, strengthen business functions and support management with the guidance needed to make well informed decisions. We will draw on our worldwide network of resources, our community of solvers, which is committed to helping our clients protect and strengthen every aspect of their business, from people to performance, systems to strategy, business plans to business resilience.

Data security: The key to financial wellness

When employees worry about their finances, they bring their stress to work. Research shows that employees with high levels of financial stress are more likely to have depression, anxiety and fatigue that will affect their health and productivity. In response, employers are increasingly turning to financial wellness programs to support their workers.

Aura recently sponsored an executive roundtable to discuss how leading providers are using data to improve outcomes from financial wellness programs, and the issues around such data usage. The executives agreed on three key conclusions:

Regulatory guidance is vague, so using data to support financial wellness is challenging.
Successful programs communicate with transparency about using and protecting data.
Good program governance is important, regardless of program structure.

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Family Office

The pivotal role of family businesses in economies worldwide is underpinned by your unique long-term vision, values and legacy. Success is built on your ambition and value systems. It grows with your potential and agile decision-making. It shapes your legacy. This distinctive set of characteristics gives your family business its competitive advantage. However, this competitive advantage can be threatened by today’s fast-paced change and radical disruption in the market. And as the responses to COVID-19 (coronavirus) continue to evolve, we know your business may be facing significant challenges.

That’s where Aura comes in. As your trusted advisors, we can help your family business manage Auraship and growth at every stage, by providing support with family governance, succession planning and business continuity, next generation education and transition, private wealth management and family offices, philanthropy, values and purpose and more. No matter where your business is on its journey to success, we can be at your side with the insights and solutions you need to stay fit for growth and moving forward at the right pace.

At Aura, we’re dedicated to understanding what matters most to you and your business. We call our approach “The Aura’s Agenda”. This framework is designed to assist you in developing both your Auraship and business strategies in a consistent and integrated way, reflecting that you sit at the heart of each of them, and that your agenda encompasses both.

No matter where you are on your business journey, your Aura team is at your side translating our unique vantage point and perspective into real insights that can help you succeed. Together, we can find new opportunities, and shape the future of your business. We’re built around you.

Though COVID-19 ravaged many organisations, family businesses proved robust and adaptable amid the pandemic. Through a people-first approach that prioritised the well-being of their employees and communities, 80% enabled staff to work from home and 25% repurposed production to meet pandemic-related demand. Only one-third of family businesses had to cut dividends, and only 20% needed access to extra capital. Such resilience also extends into the outlook for the future, as 80% of family businesses plan to diversify or expand into new products or markets, and 86% believe they will be back to pre-pandemic growth rates by 2022.

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