How HNWIs Are Adjusting Their Investment Portfolios to Maintain Their Lifestyles Despite a modest decline in the cost of living well over the past year, high-net-worth individuals (HNWIs) continue to face rising expenses in critical lifestyle categories, including global mobility, premium healthcare, hospitality, and exclusive experiences. As a result, many are tactically reshaping their investment portfolios to preserve long-term purchasing power and to ensure that their sta